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-Choose only what you need, customize your policy..
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Compare Companies..
Save all explanation of benefits (EOB) from your insurance company. Only discard them after you are satisfied with the benefit payments. Save payment paperwork from your doctors and hospitals, also. If you do have to fight the company, you need to have all the information you need at hand.  more..
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Different Types..
Health insurance plans are usually described as either indemnity (fee-for-service) or managed care. These types of plans differ in important ways that are described below. With any health plan, however, there is a basic premium, which is how much you or your employer pay, usually monthly, to buy health insurance coverage. more..
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Health Insurance Questions..
Many health insurance policies are cancellable by the company. Companies need protection against fraudulent and exaggerated claims and, under certain circumstances, are justified in discontinuing insurance. Indirectly, this protects all policyholders from paying higher insurance rates. more..
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Before You Buy..
Whether you end up choosing an indemnity plan, PPO, POS, or HMO plan, there are a number of important things to consider in choosing the right one. These include: services offered, choice of providers, location, costs, and quality of care. more..
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Free Advice..
The first step in choosing health insurance for your company is finding a good broker. A broker is a salesperson who has a state license to sell and service contracts of multiple health plans or insurers. Some states require that you purchase insurance through a broker; others allow you to go directly to insurers. But the benefits of using an insurance broker make it worthwhile in almost any situation. more..

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